|
|
 |
Trust Loan Portfolio
| Value of loans |
$ 119,146,222 |
| Number of loans |
92 |
| Average size of loans |
$1,295,068 |
| Average loan interest rate |
9.12% |
| Number of loans which represent more than 5% of Trust Assets |
3 |
|
Loan Maturity Dates
| |
$ |
# |
| Within 6 months |
69,450,456 |
44 |
| 6 months to 12 months |
24,329,714 |
30 |
| 12 months to 18 months |
24,014,157 |
13 |
| 18 months to 24 months |
1,351,895 |
5 |
| 24 months to 30 months |
— |
— |
| 30 months to 36 months |
— |
— |
| |
119,146,222 |
92 |
|
Loans Status (Arrears) - Updated as at 20/1/12
| |
Principal $ |
Interest in arrears $ |
No. of Loans |
| 60 - 90 Days |
- |
- |
- |
| 90 - 120 Days |
- |
- |
- |
| 120 - 150 Days |
7,830,000 |
287,136 |
1 |
| 150 - 180 Days |
- |
- |
- |
| 180 + Days |
698,750 |
94,066 |
1 |
| Other * |
38,165,322 |
- |
7 |
| |
|
|
|
|
All loans are secured by registered first mortgage over real estate assets.
Mayne does not anticipate any further impairment will be required for these loans.
* Mayne has recognised bad debts of $4,891,138 and impairments of $9,864,292 on these loans. Interest is no longer being accrued. No further impairment is expected at this point in time.
|
|
Fixed Interest Loans In Portfolio
|
Interest Rate Bands On Loans
| Rate |
$ |
# |
| 0%** |
38,649,807 |
7 |
| 6.50% to 7.00%* |
1,364,982 |
5 |
| 7.00% to 7.50% |
- |
- |
| 7.51% to 8.00% |
- |
- |
| 8.01% to 8.50% |
5,531,745 |
9 |
| 8.51% to 9.00% |
43,074,378 |
40 |
| 9.01% to 9.50% |
11,947,973 |
19 |
| 9.51% to 10.00% |
9,825,404 |
6 |
| 10.01% to 10.50% |
1,801,374 |
3 |
| 10.51% to 11.00% |
6,869,932 |
2 |
| 11.01% to 11.50% |
80,627 |
1 |
| |
119,146,222 |
92 |
|
**This represents loans that are classified as non-performing and therefore interest is no longer being charged.
* These loans were written at lower than normal rates to assist those investors whose funds in Mayne were unavailable to meet contractural obligations following the freezing of the Fund on 21 October 2008.
|
|
Loan Portfolio By Security Type
| |
$ |
# |
| Commercial property |
21,772,424 |
24 |
| Hotels/Motels/Accommodation |
24,834,035 |
10 |
| Industrial |
3,332,194 |
9 |
| Residential investment |
17,967,272 |
13 |
| Land |
29,117,623 |
10 |
| Rural property |
16,781,819 |
25 |
| Caravan/Manufactured Home Parks |
5,340,855 |
1 |
| |
119,146,222 |
92 |
|
Geographic Spread Of Loan Securities Held
| |
$ |
# |
| Northern Rivers NSW |
97,613,108 |
79 |
| Sydney North Shore |
80,627 |
1 |
| Other NSW |
11,689,460 |
8 |
| South East QLD |
9,224,919 |
3 |
| Other QLD |
538,108 |
1 |
| |
119,146,222 |
92 |
|
|
Capitalised Interest Loans
|
Undrawn Loan Commitments
|
10 Largest Borrowers
| Rank |
$ |
% of portfolio |
| 1 |
38,325,080 |
32.17% |
| 2 |
8,942,978 |
7.51% |
| 3 |
8,024,184 |
6.73% |
| 4 |
6,869,932 |
5.77% |
| 5 |
5,542,543 |
4.65% |
| 6 |
5,340,855 |
4.48% |
| 7 |
3,723,352 |
3.13% |
| 8 |
3,652,847 |
3.07% |
| 9 |
3,069,931 |
2.58% |
| 10 |
3,034,762 |
2.55% |
| |
86,526,464 |
72.64% |
|
